Family home at sunset in a Laredo, Texas neighborhood
Independent insurance agency · Laredo, TX

Everything you love, guarded.

Auto, home, business, life, Medicare and health insurance in Laredo, TX. Desiderio “D.O.” Garcia shops all the major carriers for you, so you get real options and one local agent who picks up the phone.

All major carriers6 types of coverageLocally owned in Laredo
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What do you want to protect? Pick all that apply.

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Desiderio got your request and will call you back to compare your options. Need it sooner? Call (956) 317-5612.

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Takes about 30 seconds. No spam, just a call back from Desiderio.
Desiderio Garcia, owner of Garcia Guard Insurance in Laredo, TX
Desiderio “D.O.” GarciaOwner & agent
Meet your agent

Meet Desiderio “D.O.” Garcia.

Most folks just call him D.O. He’s a family man, a man of faith and a regular in the pews on Sunday. Family comes first in his house, and that's exactly how he treats the families he insures.

"I know how frustrating it is to shop for insurance. The runaround, the fine print, the calls that never get returned. I started Garcia Guard so Laredo families have someone honest in their corner who actually picks up the phone."Desiderio “D.O.” Garcia, Owner

As an independent agent, he compares the major carriers for auto, home, business, life, Medicare and health, then brings you the one that fits.

Family firstFaith & integrityLaredo local
Why an independent agent

One call. Every major carrier.

Captive agents can only sell one company's policies. Garcia Guard is independent, so Desiderio compares the major carriers side by side and brings you the one that fits.

One-company agentGarcia Guard
Carriers you can compareJust oneAll the major ones
Who he works forThe companyYou
Auto, home, life, Medicare & healthMaybeAll under one roof
Your rate goes up at renewalSame company, same priceHe can shop other carriers
How it works · Example
Desiderio
Progressive
Humana
Mutual of OmahaBest fit
GEICO
Transamerica
You make one call.Desiderio compares the major carriers.You pick the best fit.
Carriers we represent

Real names. Real options.

Garcia Guard is appointed with these carriers, so Desiderio can compare them side by side for you and find the best fit.

Health & Medicare8 carriers
Humana logo
UnitedHealthcare logo
HealthSpring logo
Prominence Health logo
Ambetter logo
Antidote Health logo
Aetna logo
Presidio
Healthcare
Life6 carriers
Transamerica logo
Ethos logo
Mutual of Omaha logo
Gerber Life logo
Illinois Mutual logo
Lincoln Heritage logo
Home, auto & commercial6 carriers
Progressive logo
GEICO logo
Mercury Insurance logo
National General logo
Wellington Insurance logo
Homeowners of America logo
Coverage

Auto, home, business, life, Medicare & health insurance in Laredo

Six kinds of coverage, one local agent. Pick one to see what it covers.

Pickup truck parked on a Laredo street at duskAuto insurance

Auto insurance in Laredo

Coverage for the cars and trucks you drive every day. Desiderio compares rates from the major carriers and walks you through exactly what you're paying for.

  • Liability coverage
  • Collision & comprehensive
  • Uninsured & underinsured motorist
  • Multiple vehicles and drivers
Get an auto quote Learn more
Living room in a South Texas family homeHome & renters

Home & renters insurance

Protect the house, what's inside it, and your liability if someone gets hurt on your property. Homeowners and renters policies for families across Webb County.

  • Your home's structure
  • Personal belongings
  • Personal liability
  • Renters policies too
Get a home quote Learn more
Small business storefront on a commercial street in Laredo, TXBusiness insurance

Business insurance

Commercial coverage for Laredo shops, contractors and small businesses, compared across the major carriers so you're not overpaying.

  • General liability
  • Commercial property
  • Commercial auto
  • Coverage that grows with you
Get a business quote Learn more
Family walking together at sunset in a Laredo parkLife insurance

Life insurance

Make sure the people who depend on you are taken care of. Desiderio helps you figure out how much coverage makes sense for your family and your budget.

  • Coverage sized to your family
  • Help deciding how much you need
  • Compared across carriers
  • Plain-language answers
Get a life quote Learn more
Senior couple reviewing Medicare options at home in Laredo, TXMedicare

Medicare plans

Turning 65 or rethinking your current plan? Desiderio helps Laredo seniors and their families compare Medicare options from the major carriers.

  • Compare plans side by side
  • Check your doctors & prescriptions
  • Help for first-timers
  • A local agent to call
Get Medicare help Learn more
Health insurance card and stethoscope on a kitchen tableHealth insurance

ACA, Medicaid & private health

Health coverage for individuals and families. Get help figuring out what you qualify for and which plan covers the care you need.

  • ACA marketplace plans
  • Medicaid
  • Private health insurance
  • Individual & family plans
Get a health quote Learn more
Service area

Insurance for Laredo & Webb County

Based in Laredo and serving families, seniors and businesses throughout the area.

LaredoRio BravoEl CenizoZapataWebb County
(956) 317-5612
FAQ

Questions about insurance in Laredo

What kinds of insurance does Garcia Guard offer?

Property and casualty (auto, home, renters and business insurance), life insurance, Medicare, and health insurance including ACA, Medicaid and private plans, all through one local agent in Laredo.

Which insurance companies do you work with?

Garcia Guard is an independent agency that works with all the major carriers, so Desiderio can compare options for you instead of quoting just one company.

Can I put my auto and home with the same agent?

Yes. Desiderio can look at your auto, home, life and health coverage together so you have one person to call for all of it.

How do I get a quote?

Call (956) 317-5612 or use the quote builder on this page. Desiderio will call you back to go over options.

Garcia Guard Insurance · Laredo, TX

Let's get you guarded.

One call to Desiderio. Every major carrier compared. Coverage that fits your life.

(956) 317-5612
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