Does homeowners insurance cover hail damage in Laredo?

Most homeowners policies cover hail and wind, but deductibles and roof coverage vary a lot between carriers. Desiderio will show you the differences before you choose.

Do I need renters insurance?

Your landlord's policy covers the building, not your things. Renters insurance covers your belongings and your liability, and it usually costs less than a dinner out each month.

Can you help me get insurance before I close on my house?

Yes. Call as soon as you have an address and closing date, and Desiderio will shop the policy and get proof of coverage to your lender.

Which home insurance companies do you work with?

Garcia Guard works with Wellington Insurance, Homeowners of America, Progressive and National General, among others.

Home & Renters Insurance in Laredo, TX

Built for South Texas homes

Hail, wind and heavy summer storms are part of life in Webb County, and the right homeowners policy is what stands between a bad night and a big bill. Desiderio compares home insurance from Texas-focused carriers like Wellington and Homeowners of America alongside national names, so you get the coverage you need at a price that makes sense.

What we can cover

Your home's structure, roof and attached structures
Your belongings, from furniture to electronics
Personal liability if someone is injured on your property
Additional living expenses if you have to move out during repairs
Renters insurance for apartments and rental homes
Coverage your lender requires when you're closing on a house

Closing on a house?

Lenders want proof of homeowners insurance before closing. Call Desiderio early and he'll shop it while you finish the paperwork, then send the proof straight to your lender. Many carriers also give a discount when your auto insurance is on the same account.