How much auto insurance do I need in Texas?

Texas requires liability coverage of at least 30/60/25. Many drivers choose higher limits so they're not personally on the hook after a serious accident. Desiderio will walk you through the options and what they cost.

Can you insure my truck and my spouse's car together?

Yes. Multiple vehicles and drivers can go on one policy, which is usually simpler and often cheaper.

Which auto insurance companies do you work with?

Garcia Guard works with Progressive, GEICO, Mercury Insurance and National General, so you can compare real quotes in one call.

How do I get an auto quote?

Call (956) 317-5612 or use the quote builder on this page. Have your driver's license and vehicle info handy and Desiderio can usually quote you the same day.

Auto Insurance in Laredo, TX | Garcia Guard Insurance

Coverage that fits how you drive

Laredo drivers put real miles on their vehicles, from daily runs down I-35 and Loop 20 to work trucks that never get a day off. Desiderio compares auto policies from Progressive, GEICO, Mercury Insurance and National General side by side so you see the real price difference before you pick, and he explains what each line on the policy actually covers.

What we can cover

Liability coverage that meets Texas requirements, or higher limits if you want more protection
Collision and comprehensive for hail, theft, glass and accidents
Uninsured and underinsured motorist coverage
Personal injury protection and medical payments
Multiple vehicles and drivers on one policy, including teen drivers
Work trucks and vehicles you use for your business (see business insurance)

Why shop it with an independent agent

A one-company agent can only quote one price. Because Garcia Guard is independent, Desiderio can look at several carriers at once, and when your renewal goes up he can shop it again instead of telling you to take it or leave it. Pairing your auto with home or renters insurance can open up extra savings with some carriers.